And, of course, if your cellphone is damaged or stolen, and you use the cellphone protection, the card will easily be worth having. You’d have to pay a $50 deductible, but you would save up to $550 when replacing your phone. If things really go wrong, and you need to file two claims within a year, you’d save up to $900 on costs to replace your phone after deductibles. Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers.

How many credit cards should you have?

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

Transactions enriched with location, merchant, employee and approval. This card is intentionally blank inside, ready for you to fill with your own words, doodles and loving sentiments for the lucky recipient. The perfect way to https://turbo-tax.org/deserve-cards/ brighten any dad’s day and remind them to take a well deserved break. Let your friend or loved one know that they deserve all the good things the world has to give! They’ll instantly feel it with this sweet and thoughtful card.

App Privacy

The Deserve® Pro Mastercard credit card is for employed applicants, including new immigrants, who have already started to build or establish credit in the U.S. If you lack a credit history, getting a credit card or loan can be next to impossible. We have a 30-day return policy, which means you have 30 days after receiving your item to request a return.To be eligible for a return, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You’ll also need the receipt or proof of purchase.To start a return, you can contact us at  If your return is accepted, we’ll send you a return shipping label, as well as instructions on how and where to send your package. Items sent back to us without first requesting a return will not be accepted.You can always contact us for any return question at

Deserve Cards

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. Reduce the cost and complexity of building your own credit card program. We use USPS First Class Mail for all our sticker and card orders. We estimate this to take between 1-5 business days to reach you.

User Reviews for Deserve Cards

Applied and was approved with a high limit (I have outstanding credit and a substantial income) and was directed to download the app to upload my ID and take a selfie. I downloaded the app, but there is no option to login, it just took me through the application process again, and then was told I couldn’t be approved at this time. I just wanted to maximize the benefits of my KrowdFit membership, but because of this, I canceled it. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research.

Last year, Visa joined a number of other investors in backing the company, and Deserve said it would use the funding to offer new services to banks and other financial institutions. Our first customer, M1 Finance, is a great example of how innovators are designing for unique use cases that delight their user base. M1 Finance’s rewards program allows cardholders to earn extra cash back rewards in companies that they already own shares in through M1. So while they shop, they earn cash back and contribute to the long-term growth of their investments.

How we make money

If approved, you’ll be automatically refunded on your original payment method within 10 business days. Please remember it can take some time for your bank or credit card company to process and post the refund too.If more than 15 business days have passed since we’ve approved your return, please contact us at The Deserve EDU’s 1% rewards rate is standard for the student credit card market. If you aren’t worried about your cellphone and would prefer to maximize your potential rewards, you could do better with Capital One Quicksilver Rewards for Students, which offers a basic 1.5% cash back across your spending. However, if you’re not sure you’re ready to manage a credit card balance, make on-time payments and avoid purchases that you can’t pay off in full, you might want to reconsider applying for a student credit card. The Deserve EDU Mastercard for Students can help you build your credit, but only if you use your credit card responsibly.

Are deserve Edu cards worth it?

The Deserve® EDU Mastercard is a decent option for students, but other student cards may offer more lucrative rewards and student-centric card perks. Keep in mind, however, that these cards come with their own drawbacks, such as higher APRs (though high APRs are typical of cards catering to students).

For domestic students, Deserve will collect their Social Security number to check for any negative issues on their credit histories. Assuming an applicant passes that check, Deserve uses its own underwriting process and algorithm to approve or deny an application for the Deserve® EDU Mastercard for Students. The Discover it® Student Cash Back also earns the same unlimited 1% cash back the Deserve EDU Mastercard does on all other purchases.

Deserve has discontinued the SelfScore Classic and the SelfScore Achieve® for Students. SelfScore cardholders were migrated to Deserve credit cards with equal or better terms, but they kept their card number and therefore the length of the account on their credit history. The platform also offers instant issuing, configurable underwriting, business owner control over employee card assignments and employee spending. Deserve said its partners can launch cards in a matter of months and through a single contract. At Buy Side from WSJ, we judge rewards credit cards based on their potential rewards earnings. However, you should also consider other factors when you choose a card.

  • Deserve also provides enterprise-level controls, making it easy for finance teams to track, manage and understand expenses.
  • At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates.
  • And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
  • Reduce the cost and complexity of building your own credit card program.
  • There is maximum coverage of up to $1,000 per twelve-month period (see all terms and exclusions).
  • Yes, some of the other student credit cards on the market offer higher rewards and better perks.
  • Deserve has stopped accepting applications for all of its credit cards.

You can learn more about our partnership in this video that highlights the modern, mobile credit card experiences Deserve and Marqeta are bringing to market. We will also be holding a webinar “Guide to building a modern credit card” on October 14th. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate.

Deserve EDU Mastercard Review

If you miss payments, run up debt or max out your credit card, you could end up worse off than you started. With a good credit score already on your record, you might want to look for a student credit card that offers better perks (or even see if you’re eligible for a standard rewards credit card). Consider using Bankrate’s CardMatch tool to see prequalified credit card offers (which won’t affect your credit score), and then decide which card might be the best fit. https://turbo-tax.org/ For students keen on travel, another card without foreign transaction fees is the Bank of America® Travel Rewards credit card for Students. Also carrying no annual fee, the Bank of America Travel Rewards for Students earns 1.5 points per dollar on all purchases everywhere, every time with no expiration on points. That’s 50% more value than the Deserve EDU offers but includes the major caveat that the points can only be redeemed for max value if used for travel.

We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. There’s also cell phone coverage included when cardholders pay for an eligible phone bill with their Deserve EDU card. Coverage starts the first day of the calendar month following your payment of the bill and includes reimbursement for damage or theft of the phone (up to $600 per claim). There is maximum coverage of up to $1,000 per twelve-month period (see all terms and exclusions). In addition, the company looks into U.S. bank account balances to determine an applicant’s ability to pay.